Without going to Dreamweaver or Front Page, etc., is there a way that I can
take a Word document with formatting and grpahics, e.g., a newsletter, and
put it in the body of an email so that the recipient will see it the way I've
designed it? Is there as "save as" option I should use? Would Publisher
offer me any other options?

If I can't do this within Word, is there a low-cost option I can look into?
Thanks!