That's it! I tested it and it works great! I replaced all occurences of
C:\settings.txt with C:\Documents and Settings\ccunningham\My Documents\My
Documents, and it worked just fine, and I tested it on my co-worker's
computer and it also works.

Thank you both Doug and Graham so much for all of your help on this issue!

I have just one final question. When I open the newly created individual
merge files, they open in the "Normal" screen view, instead of "Print Layout"
view. Is there a code I can put somewhere that will save the file in print
layout view instead?