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Laurel[_2_] Laurel[_2_] is offline
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Default Vertical ruler vs margins?

I have a document, which I did not originate, where the vertical ruler shows
a two inch "inactive" section at the top (colored, where white part begins
two inches down). But when I click "Page Layout"/Margins, it shows a .6
inch top margin. How do "margins" relate to the ruler setting?